Payment fraud
Fake UPI KYC freeze
Callers say a UPI or bank account is frozen unless you scan a QR code or install an app.
Warning signs
- 01
They say the account is already frozen, but your own UPI app still opens and shows a normal balance.
- 02
The “fix” is a QR code, a link, or a screen-sharing app such as AnyDesk.
- 03
They already quote part of your mobile number and treat that as proof they are the bank.
- 04
They tell you not to call the number printed on your card or in the official app.
- 05
The deadline is minutes, not a letter or a branch visit.
A bank does not unlock UPI by making you scan a QR or install a remote-access app.