Online Financial Fraud
E-Wallet Related Fraud
Money leaves PhonePe, Paytm, Google Pay, or another wallet after a fake cashback, KYC update, or unknown debit.
How Scam Works?
This chat is made up. It shows how the trick usually sounds. It is not a real message. Do not reply, and do not send money.
Demonstration
SMS
Wallet KYC team
Scam message
Your wallet will close tonight. Update KYC on this link and enter the PIN to get ₹1,000 cashback.
What you might say
I will open the wallet app myself.
Scam message
The app update is slow. This link is the official one. Enter the PIN before the cashback ends.
A wallet does not need your PIN for you to receive money. A PIN means money is going out.
- 01
The offer looks small and safe
Cashback, a bill refund, or a KYC warning. The amount is small, so it feels easy to try.
- 02
The PIN or code is the goal
The page or the caller takes the secret that approves a payment.
- 03
The wallet is emptied
One approval can be followed by more. Check the app. If money left, call 1930 and the wallet help number inside the real app.