Government impersonation
Subsidy / PM scheme refund
Messages claim a pending government benefit and ask for e-KYC or a processing transfer.
How Scam Works?
This conversation is invented. It shows the pattern so you can recognise it. It is not a real message, and nothing here should be replied to or paid.
Demonstration
SMS
PM-KISAN INFO
Scam message
₹2,000 subsidy is pending. Complete e-KYC in 6 hours or the credit is cancelled.
What you might say
I will check the official portal.
Scam message
Portal is slow. Use this link and the OTP we send, then pay ₹49 processing.
A government benefit is not released by paying a fee or sharing an OTP on a link.