Online Financial Fraud
Fraud Call/Vishing
A phone call pretends to be the bank, the police, or a government office. They push you to pay or to share a code.
Warning signs
You did not call them. They called you.
They know your name and say that proves they are official.
They keep you on the line and tell you not to tell your family.
They ask for an OTP, a UPI PIN, or a transfer to a “safe” account.
The police do not arrest you on a phone call. A bank does not ask for your OTP.